Would you take it???

[Amy_jellybean]

Hi girls,

Im after a few opinions.

DH and I are leaving in 4 weeks to go backpacking around Europe for 10 month.s I have a little dilema.

I have a very nice engagement and wedding ring and im not sure if I should take it or not. No one will insure me (Lets just say if I sold it, I could pay about an 8th of my mortgage off) so its not a cheapie and if something happened to it I wouldnt be covered.

I really dont want to leave it home, I feel absolutely lost if I dont wear it and it will never come off my finger while we are away if I do take it. I dont whether I should risk it and take it or play it safe and leave it home. I cant stand the "when are you going to get the diamond" question etc if I dont wear it and because im young people always assume DH and I arent married. HELP!!!

Aim x

[Ahurani]

Oh Aim, as much as it would KILL me. I'd leave it home :/ Imagine the angst if it did get lost somewhere

[Taurean]

No one will insure it? Seriously? Sorry hon but I find that hard to believe - keep shopping around!!

My set of rings (engagement, wedding and eternity - all diamond set white gold) are pretty pricey but I have had no problems insuring them. They have always been covered on our international travel insurance policies (usually with Covermore) and now they are covered as 'portable items' on our home contents insurance.

And yes, I would definitely take my rings. I would feel a bit lost without them but that's just me

[Laranna]

Do you have a safe place to leave it at home? I have an exxy engagement and wedding ring too and I think I would leave mine hidden in a safe spot at home. If you're going to be backpacking and staying in backpackers hostels etc, it might not be as safe as staying in hotels where you could lock it in the hotel safe if you needed to. I'd be absolutely gutted if I lost it whilst travelling. Maybe you could get a cheapie ring to wear while you're away?

[Bumperstump Cummerbund]

Do you have a thick chain you wear? Maybe you could put your rings on that instead, and wear them around your neck?

[Laranna]

Do you have a thick chain you wear? Maybe you could put your rings on that instead, and wear them around your neck?

Oh good idea Keike! (PS. Love the new avvy )

[Amy_jellybean]

No one will insure it? Seriously? Sorry hon but I find that hard to believe - keep shopping around!!

My set of rings (engagement, wedding and eternity - all diamond set white gold) are pretty pricey but I have had no problems insuring them. They have always been covered on our international travel insurance policies (usually with Covermore) and now they are covered as 'portable items' on our home contents insurance.

And yes, I would definitely take my rings. I would feel a bit lost without them but that's just me

Hi Sweet,

Im insured with Covermore as well (One of the perks of working for FC) and they wont insure them, they are worth $30k and they wont even look at them.

Our home and contents cover them while I am in Australia but not overseas. Ive called just about everywhere and no one will do it.

[Amy_jellybean]

Do you have a thick chain you wear? Maybe you could put your rings on that instead, and wear them around your neck?

Thanks for the idea love but I feel much safer with them on my finger. In places like Naples in Italy they just walk along the trains and rip the chain from around your neck if they think they are worth anything. At least if we are in a dodgy place I can hide my hands

[Taurean]

I'm amazed they won't insure them (I was a FC consultant too ) but it could be well worth considering adding them to your contents insurance. We pay $400 a year to insure my rings. Our insurance is with AAMI.

I only take my rings off to wash the dishes and shower so traveling with them isn't an issue regardless of whether there is a safe or not, KWIM. But if I couldn't insure my rings then I would be leaving them at home.

Whoops, just reread your post. I'm sure mine are covered for OS travel with our contents insurance. Will check and let you know.

ETA: my rings are covered for the first 30 days overseas. Maybe speak with your insurer (or AAMI ) and see if you can pay more to increase the timeframe.

And yeah, just realised Covermore have a cap on their personal items. Bugger. I must have had my rings covered with AAMI But I know we did cover them.

Nice set of rings BTW!!

[Amy_jellybean]

I'm amazed they won't insure them (I was a FC consultant too ) but it could be well worth considering adding them to your contents insurance. We pay $400 a year to insure my rings. Our insurance is with AAMI.

I only take my rings off to wash the dishes and shower so traveling with them isn't an issue regardless of whether there is a safe or not, KWIM. But if I couldn't insure my rings then I would be leaving them at home.

Whoops, just reread your post. I'm sure mine are covered for OS travel with our contents insurance. Will check and let you know.

ETA: my rings are covered for the first 30 days overseas. Maybe speak with your insurer (or AAMI ) and see if you can pay more to increase the timeframe.

And yeah, just realised Covermore have a cap on their personal items. Bugger. I must have had my rings covered with AAMI But I know we did cover them.

Nice set of rings BTW!!

Hmmmm, might have to give AAMI a call this week and double check. Thanks for your help love! And yes im a very lucky girl indeed!

[LimeSlice]

Have you checked having them covered under your travel insurance?

If you can't get them covered, I would leave them at home - well, i would wear the wedding ring and leave the rock

[Nai]

My personal motto is "Don't take anything traveling with you that you aren't prepared to lose!" I would maybe take the wedding ring (or swap it for a cheapie and get a fake diamond from Secrets Shhh or similar) but the exxy rings I would leave in a bank deposit box or similar for the trip.

[sconeonamission]

I agree, leave them at home, somewhere safe!

Least then you won't be constantly worried if someones going to nick them, or lose them somewhere...

[~ Zarava Flutterby ~]

Wwo i would never have thought that they wouldn't be covered under your travel insurance, DP's cousins engagement ring is a whopper (talking over 50k of ring) and she plans on getting married in vegas one day, better tell her to make sure she doesn't leave it behind

[krystals]

I agree with Nai! Don't take anything travelling you're not prepared to lose!

I'd store them somewhere safe at home, and then wear a cheapie to advertise that you're taken =)

[Cherished]

Hi hon, my wedding/engagement rings are worth over $20,000 and as much as I'd love to take them backpacking I would leave them home WELL hidden. The backpackers I have stayed in aren't the kind of place to be flashing my rings around in and if I was overseas I'd hate to get mugged gosh sometimes even in Australia when I'm in a foreign place and the locals look a bit dodgy I get a bit iffy about wearing them. It's all fine and well to have them covered by insurance but the sentimental value and the value of our health if we got rolled is far more important than just replacing them.

[Lulliloo]

i would leave them in a really safe place at home or even with rellies.
grab a cheaper fake or even if you have another ring that fits that finger and wear that.
thieves check hands when they are robbing im afraid as there is often a lot of value on them.
and being a foreigner in their country unfortunately you might be a target moreso.

have a great time though.

[LionsandBears]

I'd leave them in a bank safe deposit box and wear a cheap replacement.

There are too many opportunities for them to be lost or stolen whilst travelling. You want to enjoy yourself and not worry about losing the bling.