I cleanse and moisturise with Cetaphil products, have done so daily since I was about 17 because I had adolescent acne for about 12 months (thank god for Roaccutane!) and I just stuck with it. My dermatologist recommended Cetaphil to me, it's been great for my sensitive skin and it's cheap.

For toner I use Witchhazel.

I do it every day (usually only after my shower though so if that's in the morning, I don't do it again at night - um ma!) and have done for years.