wow!!! 7 years ago i couldnt get a $10K loan from a bank even though i had just been employed as a graduate recruit to the government $34K/yr at the age of 31 as i had no savings history (being a student for previous 4 years).
agghh it makes your blood boil that they do this now!
in terms of practical advice does Adult Ed in your area run any courses for young people on how to budget and save? invaluable life skills.
No Dusty I don't think there is. If there was, she wouldn't listen. She already told her father not to "rain on her parade" when he talked to her about it.
Since when has qualifiying for debt been an achievement?
How many young guys did you know that left school , got a fat new ute, crashed it three months later with nothing to show for it???
So irresponsible, and crappo to the bank. It better be a bank, not some stupid finance company.
ETA - I bet the credit card will be next - in fact I'd lay down $50 she will have a letter from the bank within a few months offering her pre frggin approval.
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