No Dusty I don't think there is. If there was, she wouldn't listen. She already told her father not to "rain on her parade" when he talked to her about it.

Since when has qualifiying for debt been an achievement?

How many young guys did you know that left school , got a fat new ute, crashed it three months later with nothing to show for it???

So irresponsible, and crappo to the bank. It better be a bank, not some stupid finance company.

ETA - I bet the credit card will be next - in fact I'd lay down $50 she will have a letter from the bank within a few months offering her pre frggin approval.