Yep, if you can do without one it's definately better (cc's)... a debit card is the way to go i reckon (for online transactions). Unfortunately we need a CC to pay Verity's fees.

Teething: I'm just uploading a piccy of what Niall uses... will be there in about 5 mins... ETA: it's there now... it's just a frozen teether... but he loves it... cries when I remove it sometimes.