I'll come back for personals, just wanted to explain the bank acc thing.
I picked Jayden up from FDC last night and SIL#3 was there visiting. She said she doesn't want to buy Jayden a present for his bday as he will get million things already that he doesn't need (fair enough). She asked if I had a bank acc for him and I said no I haven't had a chance to open one etc, but I do have a sub acc within my acc that I put money in which is to go in his acc once I open one. She took it open herself to go to some Bank and ask what she can do. They told her she can open the acc (with his birth cert) and she can be the controller of that acc for him until he's 18 or 21, so she goes on about how so many people can put money in this account and others can give him presents (like a rotating roster) and I can present the account to him when he is 18 or 21!! Umm........Thanks for planning his life for me!!! I don't mind her giving money instead of presents but its not her child to plan and have control over his money! She doesn't want to give the money to me as its not my money! So yeah thats it and I am more and more peeved about it the more I think about it. Well at least she doesn't know where his birth cert is haha.
Have a great day girls.....I'll try to BBL with personals
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