Trill I knew last night something was happening, I just had a feeling and couldn't stop thinking about her.

We have will's and life insurance, its doesn't cost us much. We also have trauma insurance but will be getting rid of that. Do you guys have private hospital? We do but we don't use and are thinking about getting rid of it but I am nervous to do so. In our will's we have my mum as the kids custodians she also has power of attorney for both DH and I.