Ambulance Cover via Health Insurance ... OMG did you know this ?

[smiles4u]

I did know that. It's ridiculous!

Are you ok SMiley?

yeh all better now Tinks

DP was awesome with me and he was rewarded when the ambo turned up with the hottest looking blonde paramedic on the planet (we won't mention the other frumpy one) and he was totally gobsmacked ... Even me that was totally sick and nearly passing out with my t.shirt nightie on with the words on the front " World's Greatest Mummy " opened my eyes wide open for a moment and thought " OMGgg She'ssss HOTTTT " She looked like a female version of a guy in one of those sexy blue racing car suits

She had long blonde hair in a big ponytail with the bluest eyes and a body to die for ... and to think i was so ill to get an ambo i noticed her !

never called an ambulance in all my years and i have been covered since i was 18yo, so that's a darn long time yeh

[berrme]

All Queenslanders have ambulance cover, the government added it onto the electricity bills a number of years ago. I always had it before they attached it to the electricity bill though. Definitely worth it!

[smiles4u]

All Queenslanders have ambulance cover, the government added it onto the electricity bills a number of years ago. I always had it before they attached it to the electricity bill though. Definitely worth it!

WOW that's fantastic !! ... OMG to think we nearly moved to Qld recently, looks like might still be on the cards then

[luna moth]

WOW that's fantastic !! ... OMG to think we nearly moved to Qld recently, looks like might still be on the cards then

For $100 odd bucks a year, I don't know that it's really worth it, considering what it costs us to move. You'd have to live here for 20 years to make it worth your while. Not that I don't want you living here, of course!

I LOVE that it's free in Qld, especially that it's tacked onto your electricity bill. It's liek the Govt says "You know what? If you're hardcore enough to live without electricity, we'll give you free ambulance." Awesome.

[smiles4u]

For $100 odd bucks a year, I don't know that it's really worth it, considering what it costs us to move. You'd have to live here for 20 years to make it worth your while. Not that I don't want you living here, of course!

pmsl Audax that's the funniest ... hey i reckon it would be worth my sanity as i can't hack the Ballarat weather here anymore, if i stay any longer i'm gonna need counceling and my health insurance doesn't cover that

[AnyDream]

Well I can attest to this...we've twice rang ambulances, once they came out, checked everythign was ok, left again (no transport $500), the other time I had a ride with lights n sirens and the green sucky pain tube, that was $700. Both times it was covered by our health insurance (we only had top extras) BUT in each state the bill was handled differently, ie our health insurance had a different arrangement with the ambulance service in each state. So you need to check how it works in your state.

[feeb]

I have had my own Ambulance cover since I moved out of home and would no longer be on mum and dads cover, DH didnt have it when we met so I took it out for him as a present as to me a silly thing not to have.

SIL took it out a few years ago as she was going to the snow for the weekend and just in case, day after she took out cover she got hit by a car on her bike! Very lucky or would have been costly.

Everyone should have it not $ for what you get!!

[~ Zarava Flutterby ~]

I didn't have it until i was PG with DD1, thank god i got it just in time
Had it every year since, i keep telling my brother to make sure he has it, he was in a football accident a few yrs back and was FLOWN to melbourne in helimed... LUCKILY he was still on my dads private health, it would have cost THOUSANDS.
I had a friend who ahd a car accident, no ambulance cover.. lets just say she wasn't buying any new shoes or clothes anytime soon.

It's one of those things i've found younger people say 18-20yr olds don't generally get.. and it's so so vital!

[smiles4u]

It's one of those things i've found younger people say 18-20yr olds don't generally get.. and it's so so vital!

ZF that's a really good point as when i was 18yo i was nearly NOT going to get Ambo membership thinking i'm young as long as i don't have a car accident i will be alright but thankfully my BF at the time who had membership talked me into joining as he pointed out as i had no family to financially help me if i did get footed with a big bill i would then be on my own at 18yo+ to pay it ... so yep paid my ambulance membership at 18yo and can you believe back then it was only $17 for a single !!

[Floweryfields]

All Queenslanders have ambulance cover, the government added it onto the electricity bills a number of years ago. I always had it before they attached it to the electricity bill though. Definitely worth it!

Yes it's good, but, beinga single, I have to cop the same amount on my electric bill as a family does - before when I paid for my own cover, it was cheaper being a single. Also if you have a house of 8 peeople unrelated living together, they are all covered for the same amount as little ole me - pretty unfair.

[Lulliloo]

thats what i love about qld.
but are we then covered if we are in an accident down south??

[Visitor7]

thats what i love about qld.
but are we then covered if we are in an accident down south??

Do you mean if you're visiting in another state? I don't think you are. It's state by state by my knowledge.

[Lulliloo]

jodi.... so if im holidaying in vic and fall ill enough to need transport of hosp they won't cover me???
that doesn't sound right.. we are still paying for the service so you would think that it would be inclusive of all states.

[Visitor7]

Found it

Are Queenslanders travelling around Australia on holidays for an extended length of time still covered?

Show Answer:



Hide Answer:

If it is the person’s intention to return to Queensland within two years, and they have not established a permanent residence elsewhere, then they will still be considered a resident of Queensland.
If a person is away from Queensland for more than two years and is living in a permanent residential arrangement (including in a travelling caravan), they will not be considered as a resident of Queensland. This is the case regardless of whether they are enrolled in a Queensland electorate or whether it is their intention to eventually return.
If a person no longer has a principal place of residence in Queensland or takes up residence in another State or Territory then they cease to be a Queensland resident and will not be covered.

[human bean]

jodi.... so if im holidaying in vic and fall ill enough to need transport of hosp they won't cover me???
that doesn't sound right.. we are still paying for the service so you would think that it would be inclusive of all states.

Yep, as PP have said, it is covered. My Dad had a major heart attack whilst travelling in rural SA and travelled in one ambulance and also the flying doctors. We got a huge huge ambulance bill and whilst it took some sorting out, it was eventually paid by Qld Ambulance as he was a Qld resident.

[Enchanted]

We have always had Ambo cover. For such a minimal amount you are crazy not to have it!

On the PHI thing I was chatting to a gf the other day who has a very short cervix so needs to take it easy throughout pregnancy. So when she was talking with her OB he told her to check her PHI and exactly what it covers in relation to Ambos. She found out that her PHI didn't cover transfers between hospitals. So if she was taken to the closest hospital to birth and then bub had to be moved to a better equipped hossy they would have copped a bill as it only covers the one trip! So they have just signed up for Ambo Cover too now!

[Cupcake]

All Queenslanders have ambulance cover, the government added it onto the electricity bills a number of years ago. I always had it before they attached it to the electricity bill though. Definitely worth it!

Im glad you said that ... i was a bit confused for a second with all this ambulance cover talk! Lol.

[sconeonamission]

I was a little worried there for a minute, thinking it was no longer on our electricity bill! phew!