Ambulance Cover via Health Insurance ... OMG did you know this ?

[Lulliloo]

thats what i love about qld.
but are we then covered if we are in an accident down south??

[Visitor7]

thats what i love about qld.
but are we then covered if we are in an accident down south??

Do you mean if you're visiting in another state? I don't think you are. It's state by state by my knowledge.

[Lulliloo]

jodi.... so if im holidaying in vic and fall ill enough to need transport of hosp they won't cover me???
that doesn't sound right.. we are still paying for the service so you would think that it would be inclusive of all states.

[Visitor7]

Found it

Are Queenslanders travelling around Australia on holidays for an extended length of time still covered?

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If it is the person’s intention to return to Queensland within two years, and they have not established a permanent residence elsewhere, then they will still be considered a resident of Queensland.
If a person is away from Queensland for more than two years and is living in a permanent residential arrangement (including in a travelling caravan), they will not be considered as a resident of Queensland. This is the case regardless of whether they are enrolled in a Queensland electorate or whether it is their intention to eventually return.
If a person no longer has a principal place of residence in Queensland or takes up residence in another State or Territory then they cease to be a Queensland resident and will not be covered.

[berrme]

As Jodi posted, you are covered all over Australia as long as you are still a permanent resident of QLD. Holidays are definitely covered.

[Amity]

It's all state-based. I'm in Victoria. I have PHI which covers ambulance (and I should know, I've used it about six times in the last four years!!!) But I also have ambulance cover, independently of my PHI. It's about $120 a year for families. (I think it's $80 or so for singles).

I see it as a "donation" to a well-deserving cause. Ambos are underpaid, overworked and underappreciated (IMHO) especially by the government. I have always really appreciated the ambos (particularly the good looking ones) who have helped me and my sons.

[~Raven~]

Yes I was aware of this. It's classed as non emergency transport via an ambulance or something.

When I was touring the hospital, the midwife pointed to a door and said ambulance arrivals come in through there and make sure you have ambulance cover because the PHI only covers it if you give birth in the ambulance! Even if you birth 5 mins after your arrival it isn't classed as an emergency

Hope you are OK Smiles xox

[human bean]

jodi.... so if im holidaying in vic and fall ill enough to need transport of hosp they won't cover me???
that doesn't sound right.. we are still paying for the service so you would think that it would be inclusive of all states.

Yep, as PP have said, it is covered. My Dad had a major heart attack whilst travelling in rural SA and travelled in one ambulance and also the flying doctors. We got a huge huge ambulance bill and whilst it took some sorting out, it was eventually paid by Qld Ambulance as he was a Qld resident.

[rubibaby]

after reading this thread i double checked my health insurance. thankfully i've got full ambulance cover.
i'm with hcf...
http://www.hcf.com.au/Topics/details...ember_id=Guest