Yep, I learnt the hard way when I was about 22. Dislocated my knee. House-mates called an ambo. The hospital was only about 2 blocks away but it was over $400... and that was back in 1992. Actually, come to think of it because I had a Health Care Card I don't think I ended up having to pay... but I strongly remember the shock of getting the bill in the mail.

Smiles: I have a friend who is an ambo worker and looks like how you describe but I'm pretty sure she works in rural NSW now. Her first name begins with L. She makes Barbie look frumpy.