Yes I was aware of this. It's classed as non emergency transport via an ambulance or something.

When I was touring the hospital, the midwife pointed to a door and said ambulance arrivals come in through there and make sure you have ambulance cover because the PHI only covers it if you give birth in the ambulance! Even if you birth 5 mins after your arrival it isn't classed as an emergency

Hope you are OK Smiles xox