All our bank accounts are with ANZ and I have a personal loan (which was used to purchase a car) with them too. Have always found them to be great, fees are reasonable and customer service is good overall. They have just brought out a new product- it's an online savings account (can't remember exactly what it is called) but it has no fees and the interest you earn on savings is pretty darn good- we used to have normal savings accounts (Progress Saver) with them but have just transferred all money into the Online Saver as the interest is so much better- we have roughly $400 in there at the moment, and last month earnt about $5 interest on it from memory, heaps better than the measly few cents we got with just a normal savings account!
The interest charged on my personal loan is quite reasonable too, think it's one of the lowest rates out there at the moment.
SS_Storm - I currently have everything with ANZ but they cannot match the offer Savings and Loan have on the table - I asked and they have no interest - even though I have a considerable amount in savings, CC and about 5 accounts....
I looked into all the fees, had lengthy phone conversations etc and the amount I use my card/bpay and how little I use cash. Not a chance.
If you are a person that carries cash - I suspect CU 'can' be great. But I pay everything via bpay or bank deposit and I'm a swiper - so when I wasn't paying bank fees at all already, there was no point! Even now when I'm back to earning less and paying $10/month it's still loads better for me.
Good luck hopefully you find something that suits you!
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Savings & Loan?
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