We have ours through HBA...changed about 6 motnsh ago when we did a bit of shopping around.....we get 10% discount cos we have health insurance with them and another 10% for doing direct debit monthly... a few other places actually charge a penalty to pay by the month. We also get a lower premium for having nominated drivers and lower again on my car cos we do less than 10,000km a year. All things to look into to get your premium lower....
They were the cheapest when we were doing the call around - but we needed house and contents as well, and with all of them combine AAMI were the lowest quote.
Another thing to consider - the solicitor at work who does personal injuries law - she said that AAMI are by far the BEST insurance company to pay out on insurance claims, and are the most reasonable to deal with. She said that their claims department is the quickest and fairest she has ever dealt with - and believe me, she's dealt with a lot.
So that sealed the deal for me. Just another thing to factor into it. You may have the cheapest insurance company - but they could be absolute pr***s to deal with when it comes time to claiming on an accident.
We have one car with AAMI and the other with Swann Insurance. We went Swann as they gave us a great deal for buying our new car through a car yard that they are affliliated with.
We have our house and contents with AAMI too, and they have been fantastic whenever we have needed to do a claim
We have all our insurance with AAMI- car and contents insurance. I had a car accident about 6 months ago and my car was written off (over $12 000 worth of damage, it was insured for $4000 ). It took a matter of days from when I notified them of the accident to having the insurance money in my bank account, didn't have to fill out any paperwork it was all done over the phone and they were really great with their service. We wouldn't use anyone else now, we had a really great experience with them.
my car insurance is through Shannons because I've got 1 imported car (63 Chev Impala) and 1 modified car (Mazda 2 which used to have a turbo but not anymore but is still modified) - nobody else would touch them.
Used to be with AAMI and they were HORRIBLE to deal with - the Mazda 2 was in for 6 resprays because the repairer couldn't get the colour correct and AAMI wouldn't let us pick our own repairer after the 3rd time it had to go in, colour still isn't correct but I've given up - by the way this was a stock standard Mazda colour.
I don't know who to suggest, because we're in a different state, but I would never suggest Allianz. We just got our household insurance renewal (which was a few hundred dollars more than last year) and a letter to say that the company had been bought out by Allianz. When we actually read the policy, it no longer included flood insurance. They didn't mention that at all on the letter they sent out with the renewal. So, we made some calls and switched to one of only two other companies in SA who do flood cover and saved ourselves about $300.
My DH is a spray painter and has huge problems when doing crash repairs for customers who are insured with Allianz. They say you can choose your repairer, but when the assessor comes out, they try and slash the hourly labour rate down by two thirds (also, they always want to use second hand parts when they should use new). The revised labour rate is not even enough to cover the cost of wages. They are the only ones who do it too! So, DH tells them if they don't want to pay the going rate, then take it somewhere else, because he doesn't work for free! He feels bad for his customers, but what can you do when you're put in between a rock and a hard place? The choice of repairer thing is really such a con. DH says the assessor will take it to a crash shop who'll do it for the lesser rate, but then they'll cut corners left, right and centre to make up for the loss.
Hope you find somewhere that's cheaper and offer a good policy.
BellyBelly Life Subscriber
). It took a matter of days from when I notified them of the accident to having the insurance money in my bank account, didn't have to fill out any paperwork it was all done over the phone and they were really great with their service. We wouldn't use anyone else now, we had a really great experience with them.
Reply With Quote
Bookmarks