I don't know who to suggest, because we're in a different state, but I would never suggest Allianz. We just got our household insurance renewal (which was a few hundred dollars more than last year) and a letter to say that the company had been bought out by Allianz. When we actually read the policy, it no longer included flood insurance. They didn't mention that at all on the letter they sent out with the renewal. So, we made some calls and switched to one of only two other companies in SA who do flood cover and saved ourselves about $300.

My DH is a spray painter and has huge problems when doing crash repairs for customers who are insured with Allianz. They say you can choose your repairer, but when the assessor comes out, they try and slash the hourly labour rate down by two thirds (also, they always want to use second hand parts when they should use new). The revised labour rate is not even enough to cover the cost of wages. They are the only ones who do it too! So, DH tells them if they don't want to pay the going rate, then take it somewhere else, because he doesn't work for free! He feels bad for his customers, but what can you do when you're put in between a rock and a hard place? The choice of repairer thing is really such a con. DH says the assessor will take it to a crash shop who'll do it for the lesser rate, but then they'll cut corners left, right and centre to make up for the loss.

Hope you find somewhere that's cheaper and offer a good policy.