i dislike it because it takes three dayds to clear. i hate spending funds on credit because it means ive allocated money thats njot actually gone straight away. when you have times where you live paycheck to paycheck its not has brilliantly convenient for others.

the fact that taxi drivers and sales assistants or cashiers etc think its ok to paypass without even asking is also NOT OK with me. they say its the same thing but its not.
its still my money but i prefer my transaction to come through straight away.