For us PPL and BB were very on par..... However our decision to take BB came from the fact that our annual income would be higher so CCB/R would be dropped and we would be paying extortionist amounts for the half year I am working.
I will receive all my tax back (as ill come in under $18000).
I was also happier to have smaller payments over an extended period along with ftb b - minus what we pay for child care we currently live just above the combined amount so in the end we lose around $1200 taking the bb but I'm happier in the long run not being stung in the short term.
With any luck we may get a hcc once the new bub is here too which is a relief!!!
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