Bath - i was reading through your ppost - re: 1st home buyers. And if your partner has owned a property in the past you will NOT be eligible. This happened to DH and i . We even had seperate loans the deed was drawn up by the soliciters correctly as seperate owners and i was not eligible for it (and DH owned his house BEFORE all the grants were introduced - pre 2000 where he didnt get it either as it didnt exsist).