hmm ok... so I will log in later and update our income estimates but say I don't want any payments until the end of the year! Hopefully we'll be right for the $2000 But then, if it goes off last years (which we haven't done yet) then we probably won't qualify.

Surely they won't do it off people's estimates for this current year? We could all fudge it and say we're only earning $80k or something so we qualify.