OH MY I GOT IT

well i was told because did not get fortnightly repayments ( i get a lump sum at the end of the financial year) i would not get the money till i do my next tax return.

Well last night DH checked our account and his face was absolute shock and i was like i have not spent any money so it can't be me lol always guilty

And we got our money yeah i can go christmas shopping and pay off our cc he he

Very happy
Nikki