Different stores have different policies so you always need to check. Usually a one size pocket will come with it's inserts included but don't assume esp if they are super cheap. Green kids don't come with inserts and I think the weewuns and baby blossom you have to buy the insert seperately. At the nappy bucket we used to do all our pocket nappies with inserts included and I'm pretty sure the new owners have kept to the policy Usually they will have a thing in the description and then a drop down box that will either say add an insert (ie not included) or add an extra insert. (insert included) Sometimes you might get to choose the insert that is included so there might be a free one (ie microfibre insert) or you can upgrade (upgrade to hemp +$5.00) etc. Does that make any sense?

As for where to buy inserts from Snacksgave you a good idea, also try ebay or wahmnaps as their postage rates are generally cheaper than the big stores. If you wanted to get it fro a big store I would wait until I was ordering more nppies to get the value for money for your postage.

Happy Heiny's do have their own brand of insert but anything will fit, they are a wide crotch nappy so I would recommend either a bumgenius one size microfibre, $7-8 or a size happy heiny insert (to match the size of your nappy) A happy Heiny stuffin is their hemp insert or they have microfibre. a blueberry or jamtots hemp one size will fit and A bamboo foldup would fit quiet nicely too but steer clear of swaddlebee sized inserts are too narrow