I guess you have to go with what feels right for you. Do you want kids because everyone else does or are you ready emotionally? We waited to buy our house and become more financially stable before having kids, because that's what we were advised to do. But looking back now - I would have prefered to have kids first. You never know what life throws at you next. I feel houses and money will always be there. There'll always be that job around the corner. I think if you are ready, go for it and enjoy motherhood. You have less responsibility now (no mortagage stress, work pressure) and TTC will be a more relaxed, fulfilling experience. when your child's a bit older you can resume full-time work and get the house. Sit down and re-assess your life and where you are heading. Is your job secure? Are you managing finacially? How's your relationship with your DH? If it's all good - bring on motherhood!

Just my worth