Don't forget though that interest earned is taxed. So the $200 in the example would be taxed and may in fact ended up being less than the $150 saved depending on your tax situation. Also extra taxable income can mess with other benefits. Just something else to think about.
Already thought of that.

Once we are going to have a few accounts floating around. Interest from banks is pretty ****e anyways.
Plus my bro is an accountant, he can fiddle a little...