Another tip, she told me not to stress about puting extra money on your loans. Yes it builds up re-draw, and lowers the interest paid on. But she said use that money to save. Once you go back to work you can start that up again.
See we're doing this but we are able to take that money back at any time. It's better for us to put this extra money into our mortgage rather than into a savings accounts. I guess it depends on your loan.
Yeh, but we are getting interest on our money now.. so I guess for us it works out better.