Gargy, Glad the talk with the FS went well, despite the delay. Might be worth your while going into the IVF clinic and finding out about the costs etc. I know with the CFC, you pay the gap between what medicare covers and what they charge, rather than having to pay the thing upfront and then get it back from medicare.

I'm stick struck down with gastro at the moment.. went to work this morning, almost barfed at the smell of someone's coffee and came home... am going to be very glad when it gets out of my system!