I am actually amazed at the price of some of these clinics... Our clinic only cost $200 for the use of a sperm donor and $800 for the sperm prep and IUI. We got 80% back thanks to medicare (i have pcos though dunno if that changes anything).

I also thought I'd answer RE choosing to be the tummy mum etc.
Its really not that hard, for some woman the desire to actually carry and give birth to a child is strong (for me it was)but for Shel, she was ready to be a mum but not ready to birth which suited us fine. She has started to think about giving birth next time which is good as I'd love to have another bub soon but not quite ready to birth again lol! Plus, logistically, it worked. Shel was working full time, and I was studying. I am going to finish my studies externally and then I'll go to work and Shel will be home with Jazz and she'll have the next bub in 2-3 years. I don't REALLY want to go to work, I'd much rather be home with Jazz but I also don't want Shel to have to work all the time either, plus once we are considered partnered we wont get a PPS so it makes more sense for me to go to work as I'll be able to earn more with a uni degree. Eventually I'll have the third bub, and thats all we've talked about really. Not sure when #3 is happening, probably 6 or so years.