Im not fussed on paying $5000 - hubby is a bit of a miser with money though. I think he would be cool with paying $3000 but not $5000. Being a single income family with what will be 4 children I can understand his worry, just puts me between a rock and a hard place.

ETA - so I bit the bullet and emailed them. One of their 3 fee structures is a min of 4 ante natal appointments at x amount of dollars each plus the birth at a reasonable cost plus x amount of dollars per post natal visit. Bit more doable for us so I asked if thats an option.