Anney, that would mean if I wanted to claim any drugs that the clinic would need to do up an invoice for whatever drugs I was taking for me to claim from my PHI?
I was told on 2 seperate occassions that we were covered for IVF, plus our bed fees and they told me to try and get the clinic to bill them first so we could pay the difference?? I even took the item numbers into our PHI and got them to ring me back with the amounts we would be paid, but maybe that was medicare they were talking about?

Oh well, will find out tomorrow I suppose

Nic