I Dont normaly reply to thease ones but i did get very confused when a few ppl from other sites tried explaining the total costs of IVF to me just so i'd know how much the Loan, so hopefully i will enlighten anyone else who still doesnt understand.
Sorry if i repeat anyone, havnt realy read everything in this thread. But i'll get there
Tess - Thanks for that, they are pretty much the same as our recent costs.
We are with Monash IVF (Clayton) Victoria.
Now to those who i was refering to,
YES, you do have a ONE-OFF fee to pay to your clinic, NO you cannot "Pay it off"
The fee will not cover some costs such as, hospital stay and other things done in the hospital ie. egg collection, Embryo transfer and generally other things that you would think your BIG fee to the clinic would cover but unfortunatly they are seperate.
The only two other costs that i can think of that would contribute to IVF being a total of something like $8000-$15000 would be:
1) pre-costs by order, initial investigation appointments, samples for testing, Blood tests, FS appointments, Once off IVF resistration fee.
2) Hospital costs (As mentioned before) But can add up between $800-$1200 Without any private insurance.

Our Costs, and future costs.(After Investigation etc..)
IVF Registration: About $134
Initial Pre-Payment of cycle start (IVF /w ICSI): $4793.25
(ICSI alone: $127)
Hospital: Egg collection $600, anathesitist $400
Post BT + Ultrasound: About $180
Post FS appointment: $90
All Up: $6197.25
The Gift: Priceless!
Hope some of this info helps some people still stuck, it is a daunting process but dont dispare, the information evenings and nurse appointments etc. help greatly and will explain any questions you may have.
Best of luck to ALL, and goodluck and well wishes to every new comer coming into the IVF process.
Dave&Kaz