well, i didn't bother looking at the Kia as I know I wont get the pay out price on my car at the dealer its at. I went (reluctantly I might add) to Australian Fleet sales. They will give me $7k trade in on my car. Which would mean I would have to add $1k to make it up to my pay our price. This is good. Seems every other car yard will only give me a max of $3k for our car. Problem is the only car they will do this sort of trade on is a Holden VY Wagon. 03 model with 135,000 ks on it. So I would end up with a $24k loan. But the car I liked from another yard is a 04 VZ wagon with only 58,000ks on it. But I would end up with a $26k loan due to the fact I would have to tack on the difference of my payout price & the trade they would give me on my current car.
I have decided that Even if the holden from Aust fleet sales is aproved I am not going to go ahead with it. I don't feel as though they pressured me into it but I do think the situation we are in was taken advantage of. Now that I have had time to think about all my options it really doesn't sit well with me that for $2k more I could have a much better car. What I am going to do & reseach a bit about the safety behind under the bum style boosters for Evan. It would be a squeeze but I could fit that with the 2 car seats in the back of my car. Then once we have a bit more money as a deposit to counter act the payout figure on our car we will look at it again. But in the mean time we will just make do as best we can. As long as I am not putting the safety of Evan at risk by using a under the bum booster. I have never been keen on that style, but I figure plenty of people use them....