Alana, I'm going through Monash IVF in Melbourne and the lump sum I paid for IVF and PGD was about $7200. Not sure how much I get back from medicare yet. My private health cover paid for some extra stuff (like the hospital procedure I think...) but Monash IVF claimed it directly for me. There is also the cost of some drugs on top of that amount, and also the appointments with FS were on top of that too (which I think were just over $100 each). Hope that helps a bit...