Hi ladies,

I got a hell of a shock when receiving a letter from Manchester Unity yesterday, not only telling me the increase on my cover (yeah, no surprise here...what is Not increase ) but also a few policy changes:
1. access increase from $200 to $250
2. Instead of 2 maximum access per year, now 4 from 1st May 2008, which means $1000 per year
3. No Obstritic or reproduction service will be covered after 1 Jan 2009

I called to enquire today and they said reproductive service such as IVF etc. are completely taken off from all of their policies, so basically I will either have to get pregant before or change cover to another healthfund to cover IVF cost if that exists.

I am feeling the Universe is giving me a deadline from all directions. It feels really unfair. Apart from the unsaid stress from all of TTC, this is the last thing I need.

Oh, well, deep breath, I will find another one will cover this. Can anyone tell me which angel Health fund is doing this for us LTTTCers?

Thanks ladies!