BeiBei, can't help you out with any answers, but I do share your frustration!

We've been muddling through without assisted reproduction cover, but with the way my current health fund has messed us around with respect to the time I spent in hospital last November/December, and the fact that they just closed the branch closest to us... I've been looking for a new fund - hopefully one that will give us cover for assisted reproduction...

Strangely enough, iSelect was listing all the MU policies pretty highly - guess the removal of assisted reproductive services hasn't filtered through to them yet!

I suspect that we'll continue to muddle through with cheaper cover that doesn't help out much with EPU costs and pay for that side of things ourselves...

BW