Kathy I'm was surprised by how much you get back from Medicare, the inital upfront costs are alot but it seemed like two or three weeks later most of the money was in our account. I've also heard if you shop around for drugs it is alot cheaper too. I would talk with someone in the accounts department and get them to give you a detailed list of what you will need to pay and how much you will get back from insur. and medicare. Make sure you have an appt. with a real person who works in accounts so their are no surprises. You might be pleasantly surprised.

Heather