Hi Racey,
I am so sorry you have experienced this. I have been in the same situation a few months back so know how you must be feeling....3 eggs collected and none of them fertilised. I was absolutely devasted.
I don't know which clinic you are with, but I didn't get any money back. Because it was still basically a full cycle (drugs, blood tests, embryologists are involved etc,) All it meant is that I didn't have to pay the $200 hospital fee to go to transfer because I didn't have one.