IVF and private health cover

[Megan]

I don't have health cover and paid $2400 to IVF (this is the out of pocket amount) and because a reached the safety net, got $1600 of this back. However, I did have to pay the hospital expenses which were $650 for EPU and $200 for transfer. So, all up it cost be about $1600. I know health funds will usually cover the hospital expenses and sometimes a small part of the IVF expenses depending on the cover you have.

[ktgirl]

Thanks Holly and Megan. Holly don't apologize for the huge post that was fantastic information. Once I have finished wrapping all of the Christmas pressies I might spend some time to have a look at your health fund on the net and compare it to our current cover.

Megan that is good that even without PHI you still only had out of pocket expenses of around $1600. That is what we were kind of expecting to pay per cycle and then I got a bit freaked out when our PHI said they didn't cover anything. But it all seems ok now I have all of this information. I was worried that we were going to be something like $5000 out of pocket and that would mean that we would only be able to do 1 cycle until we saved some more money.

Thanks again.