Medibank Private do rebate some portions of IVF (egg pick-up, theatre and anaesthetist costs) ... but there is a 12-month wait if you've only just joined, and by the looks of it, the premiums are a lot higher than Manchester Unity - DH and I pay about $330/month (before the 30% tax rebate).

We did reach the Medicare Safety Net threshhold very quickly though .. and it really, really helped the financial side of things.