I have hospital and extras - and I don't pay anything for the hospital bed for the EPU & ET - same as N2L - but it's all done without me having to fork over the money for that bit (at least)....

Your IVF clinic, should be able to tell you what is covered and what is not.... so maybe give them a call and see - they broke everything down into small parts and explained everything for me, so that helped me know what the costs were going to be every time.