Yep, I don't think it's a question of selfishness. There's always points in life where our heart tells us one thing and our head might tell us another.

Yes, it might be 'sensible' to wait until you've got a bit more money saved up but at the same time being pregnant is a GREAT incentive to save!

Luckily, I've never had to worry about the timing because my fertility is running out so there's no dilemmas on the "should I wait until we're better off financially," we just have to get to it now, now, now.

If you're ready, you're ready.

Good luck and best wishes.