I can totally say without abandon that mine is not being repaid because I have been gender biased in the past (read: discriminated...my fellow male workmates with less quals being paid MORE...oh that sucked Big Ones) and then I went off and had kids and have only been open to flexible work arrangements...which although protected by law usually mean, just not available.

I have the double whammy of being in the university sector that is facing extraordinary cuts to funding and the business bottom line will not see any research improvements with the elevation of fees (there will be no trickle down effect towards new research funding schemes despite the absolute shellacking of the ARC capabilities). So basically I am up a certain creek with a theoretical paddle that has an abject fear of axes.

It sucks as I already feel like the economic burden on my family and this just adds to it in a rather ironic manner.