Congratulations Michelle, that is excellent news for you both! Dont worry too much about your financial problems, when we found out we were pregnant we were happy but in the back of our minds couldnt stop thinking about our massive mortgage and living expenses and worrying about it made it seem much worse than it really is. My advice to you is to speak to a good financial advisor, it has made such a difference with us, you make it work because you have to and i'm sure you will be fine.