Melissa, I cant recommend the counselling enough. They really help to clarify everything, because this type of situation is never just black or white. For us it was particularly good for DH because I had some idea what all the figures meant but am not qualified to pass on that information very well (thus I didnt do a very good job!), IYKWIM! Please mention it to your doctor. I saw a great counsellor at Monash in Clayton, and my GP was able to refer me to her.