Glad to hear your family are helping a little with some of the costs Ferrals. I didn't know how youth allowance worked. I know some of my friends got it at school it wasn't much but it helped. It was there money but they had to contribute to certain things in the house such as a bit of food etc. I guess all of us with financial concerns will find ways to manage. I'm the same when I stop working. I earn more then DH does and all my money goes on food and the kids. I do get that gov parental payment but were not applying to receive it until July. I've worked out I can hold of my direct debts to DDs private schooling until July. Biggest worry is food and both kids need Winter clothes and I don't have $ nor does DH to buy any. I've had a look at Vinnies but our Vinnies is so scabby. I swear all the things there you would only use as rags for your dog.