I can understand both opinions, but at the end of the day it is your decison & I think it's a shame when you actually tell people what you "have"decided they don't just accept it. If you asked for their opinion...like now for exp then fair enough.
I guess if you are happy for them to do so & so are they then that's all that matters.
My doc was very old school (don't get me wrong.....a great Doc), but he always did an internal at around that time for all his patients & will say I left that appt feeling the most "violated" I have ever, ever felt. It was horrible, but that's my experience.