i'm so curious too now, Sue.

I dont think I'd go into debt for secondary school. One i dont believe in debt (well, cant help the mortage) and two, I'd rather use that money for uni, etc. DH and I both went to public schools, and I believe (this is my opinion) that it's good for kids to mix with other kids from all sorts of background - lower income/higher income etc.
And there are some very good public schools around us.

Yes, as the girls said, kids can pick up the pressure of us going on debt for them. I'd rather have some money in the bank for all our future security.
Having grown up the hard way, I had to take a loan for my own uni studies, so that helped me appreciate the value of money. I hated having debt hanging over my head. I'dwould also like my kids to pay towards some of their education, not because we dont want to pay for them, but for them to learn managing money before they start earning.
Yes, DS also has a bank account for his future savings/education