Firstly, you can raise 3 kids on your own. I have just recently separated from my husband, we have 3 children aged 4, 3 and 7 months. I was scared too, but by the sounds of it you are doing most of it yourself now anyway. You will find that its actually easier on your own.
My husband refused to go to counselling as he didnt believe he had a problem, it was all my problem.
Finally I decided enough was enough and I told him to leave, surprisingly he did so I didnt have to pack the kids up which made it a little easier.
I have found (other than him trying to upset me and make things difficult now and again) that life is soooooo much easier being apart from him, I feel happier, calmer, the kids are better behaved (most of the time), routine is easier, the house is tidier, I have MORE money, and just feel like a weight is lifted.
Maybe I should be encouraging you to try and work it out or try and think of ideas to make him realise what he might lose but to be honest Ive been through it all and nothing worked for me. I spent 10 years of my life with my husband and most of it was horrible. I dont regret it because I have 3 amazing children but geez it has been hard. I am finally at a point in my life where I have wonderful supportive friends, a comfortable family home (which hopefully I can keep) my three beautiful children, I feel happy about my life, where I am and where I am heading and the only thing dragging me down was him. We separated about 6 weeks ago now and they have been the best 6 weeks ever.
Sorry I dont have the answer to his problems but if you cant work them out just know there are lots of women who have raised 3 or more children on their own, you can do it, its not always going to be easy but you deserve to be happy.
Bookmarks