BellyBelly Life Member - Love all your MCN friends
Jun 2004
The Festival State
3,008
Independent legal advice - regarding the validity of the pre-nup, now you are pregnant - important to get this sorted out, and quickly.
Costs involved in babies:
if you have a car, carseats for them are required by law.
Many things that you THINK you need to buy, for babies, are not actually needed. The marketting makes you THINK you must have it, but you actually can get by without it. I did not understand this until my baby arrived, and then it clicked - she didn't need all the Fisher Price plastic battery operated things (which i had been feeling guilty, as i hadn't been buying those), she was very happy with hugs, the voices of people who loved her, and simple things like pegs. The 2nd hand cot i bought did the job just fine, the 2nd hand changetable i bought was just fine, sure the brand new cots and changetables in the shops looked nicer, but were so much more expensive. As long as they are clean, or can be made clean - and are in safe condition - you're fine.
I spent my entire pregnancy going to opshops weekly, for baby clothing from nb - 2yo, and i also bought a basinette with sheets that way too. It was amazing to me, the people (some i barely knew) who would say to me, oh, you're having a baby, here's a bag of stuff you might find useful. And people again i didn't know well, who gave me baby gifts, totally unexpected. i didn't have a baby shower, so wasn't expecting anything.
With renting, if you have any choice, try to rent somewhere close to public transport, a park.
For energy costs (which is a major household expense) try to avoid places with big west facing windows, i found out the hard way, this is the most expensive to cool in summer. Makes the place feel like a sauna.
Formula costs and breastmilk is free, so give bf-ing a try, i found the ABA very helpful (started going to meetings when pregnant, learnt so much just listening to the mums).
Are you still in the marital home? or has your dh kicked you out? Is there ANY chance of you two having couple counselling? He wouldn't be the first father, to totally freak out when hearing his wife is pregnant, then having a change of heart, once you are more pregnant, or the babies arrive - i hope that is the case for you, so you don't have to be a single mum. i am one myself, but that happened when my child was four, different to it happening when you are pregnant/with young baby, let alone two babies.
It's hard, everywhere you go, doctors etc assume you have a great network happening, and when you don't, they don't know what to say. I experienced this too, i am sure my own PND was due to lack of physical support around me when i had my bub.
Seeing a financial counsellor may help you too. To see on a spreadsheet, what your new financial reality would be. It's extremely hard to "cost" what having twins will actually cost you per year. Financial counsellors encourage you to not live on credit cards, and to only spend what you actually have, to spend - to avoid debt. Sometimes you learn how to live cheaply, when you have to live cheaply. (motivation, necessity).
Where i live, public school isn't free. On a low income you can apply for "school card" which you put towards the school fees. There is a schoolkid's bonus, which you can save, for school expenses that crop up in January each year.
Financially, i would not count on Child support, until it's actually happening. I count it as a bonus, would not pay rent with it. Too many people are eligible for CS but don't receive it, or it's random when it appears. I think it's fine if the payer is willing, but not much seems to happen if the payment is not done voluntarily. Too many ways of evading it.
Things like having your kids in cute clothes and photographic studio sessions will not happen, but they will survive and you will too survive, without those things. Your instinct will kick in, the NEEDS will get taken care of, the WANTS will be put on the back burner.
Legal advice, re distribution of assets - very important - even if you have little, you need whitegoods, you wash often with one baby, let alone two. Traipsing around to laundromats with twins and heavy washing - no - you need the washing machine much more than your ex will. Fight for the washing machine. You will need it much more than a tv.
If you have no car, organise to get groceries home delivered.
hoping my brainstorming will spark ideas in you too, you know your situation the best, i am only making guesses.
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