aww Ness - an honest mistake, of course you wouldn't put your girls in that situation on purpose - it sucks bigtime doesn't it!! Like Nelle said maybe you could pay it off in smalller amounts to make it easier.

Nelle - glad you had a good one.

Well I have finished one assignment, 4 to go.......another one due Friday, better get to it.

Gotta go,
Laurinx