Most of them do have a payment plan - so it's best to call around and chat. You usually pay a deposit and then pay in installments, I think they all do that? All up my course was $2000 which I paid throughout the year. It's so worth it though, for me it wasn't just learning about birth but myself too, it was an amazing journey. I've found more nurturing in myself that I never thought I had and it makes a difference with how I interact with family too - especially when there is pain involved ROFL! e.g. my daughter got badly scratched by the cat the other night and was howling in pain, and all the birth stuff came flooding in on coping with pain - I am long gone!!!