hey hun I am another who would definitely suggest you get DD into CC now (if that's your decision) and settled in before the bub arrives. It can take a few weeks, even if she loves it, to get used to the new routine and being left there all day.
As to the other part of your post about not being there, missing out etc. I felt exactly the same way, and even now, 10 months after DS started in care, he still knows stuff and I have no idea how he knows it because I haven't shown/told him, except that he must have learned it in CC. The feelings of missing out do come up now and then but they did ease over time. I try to think of the positive things he is getting from care, experiences that he wouldn't have at home with me. I am glad he is learning so much and I try to remember that this is part of life. I cannot follow him around his whole life so I get to see and experience everything he does lol! And I know you don't mean that by your post and I get that they are still so young but that is how I approach it.
If you want help to decide, i.e. what I would do? I would put her in care. She sounds like she'd have an absolute ball! And it can be one part of her routine that doesn't change once the bub is here, so it could increase her sense of security itms.
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