I think at the end of the day, it's not the money as such that needs to be agreed upon with you and your DH. As many have said, and as you will know, a baby is a lot more than just an expense. You both need to be on the same page emotionally before you decide to have a baby. You will need his support and he will need yours! It will be the biggest and most rewarding thing you ever do, and you both need to be ready to dive head first into the unknown - together!!
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